As the leading provider of nonprofit secondary market capital to the community development field, NHSA has developed innovative loan products and services in support of affordable single-family and multifamily residential properties. For over 30 years, NHSA has been a lending resource to the NeighborWorks® network of more than 240 local nonprofits in partnership with NeighborWorks® America. In 2000, NHSA created a community development financial institution affiliate, NHSA-CDFI, to provide nonprofit direct lending.  In 2006, NHSA expanded its services to the broader community development field.

All of these lending activities are supported by NHSA’s nonprofit subsidiary Just Price Solutions (JPS). Just Price delivers Web-based automated underwriting that digitally connects NHSA’s safe, responsible loan products and long-term borrower support system with ground-breaking alternative credit analysis and centralized back office processing. The result is a quick easy way to provide low-cost mortgages to a wider range of responsible borrowers. What was once a manual and tedious transaction is now handled by a streamlined, cutting-edge solution.

As a total solution for nonprofit housing providers, the NHSA Group (NHSA, NHSA-CDFI, and JPS) provides the affordable financing, services, and products that strengthen communities and improve lives for the long term.