NHSA First Mortgage-Non-Recourse FHA Loan Program

NHSA will facilitate approved loan correspondents to originate mortgages under the Non-Supervised Federal Housing Administration (FHA) guarantee program.

Each organization seeking approval under the NHSA FMNR-FHA loan program is required to complete NHSA’s Correspondent Application and provide all essential documentation as listed in the application for review and approval, be properly licensed and insured in their state of operation.

Only approved loan correspondents sponsored by NHSA can sell FHA loans to NHSA, and will be listed in the FHA Connection. NHSA will offer sponsorship to the FHA Title-I/Home Improvement Program and Title II Single Family Home Program.

For more information, contact:

Miriam Maldonado, Compliance, & Credit Review Manager
(510) 287-4293
mmaldonado@nhsofamerica.org

Resources

NHSA First Mortgage Non-Recourse FHA Loan Program Description

NHSA FHA Program Checklist

NHSA FHA Rate Lock Policy

NHSA FHA Rate Lock Request Form

NHSA Correspondent Application Package

Correspondent Application Instructions (PowerPoint)

Becoming an FHA Approved Nonprofit Agency (PowerPoint)

FHA Loan Workflow (PowerPoint)

DO Sponsorship to Transmit FHA Loans (PowerPoint)